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When faced with money-related decisions, do you sometimes just wing it because you don't have the time or energy to do anything else? Say, for instance, that your washing machine melts down on you, or your car gets totaled, or your tuition skyrockets, or your parents suddenly need an unexpected level of medical care. Even though you know you probably should devote time to researching the crisis at hand, you may be spread much too thin to pull that off. And that's where my weekly column on msnbc.com, "10 Tips for Keeping Your Money in Your Wallet," can help.

My "10 Tips" column is designed with busy people in mind. Each week I do research on a different money matter and then distill that research down into 10 meaty tips. Those tips can be read very quickly – that's the whole point! By taking a few moments to arm yourself in this way, you can approach money decisions with more confidence and save yourself some pretty serious cash over the course of a year. At the end of each column, I provide links to the sources and resources I found so you can quickly do some more reading on the subject if you have time.

Of course, there are almost always more than 10 tips to share on any given money matter. That's where you come in. I'd love it if we could pool our efforts and share dozens of tips with each other about the unexpected big-ticket purchases, home improvements, life transitions, budgeting decisions, compensation negotiations and family financial discussions we all face.

In addition to sharing tips, this also can be a place to vent. Please feel free to share your horror stories and cautionary tales about any given subject so others out there can avoid the financial landmines you encountered. And of course, tales of triumph also are welcomed! I'll be sure to highlight the best reader tips and insights each week.

Here is a link to my msnbc.com home page (http://www.msnbc.msn.com/id/15224522/) and to my bio on msnbc.com (http://www.msnbc.msn.com/id/15031788/). I look forward to hearing from you, and I really hope "10 Tips for Keeping Your Money in Your Wallet" is helpful for you!

Laura T. Coffey111 is a member in these Nations:

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ConsumerVine Member 47 314 1478 May 2008
Family Finances Member 71 74 871 Mar 2007
MoneyVine Member 61 140 934 Nov 2006